The Bank Identification Number (BIN) 165639 is issued by AIR NIUGINI in PAPUA NEW GUINEA. This is a UATP CREDIT card with UATP level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 165639, you can determine: the card network (UATP), whether it's a credit, debit, or prepaid card (CREDIT), the card level (UATP), the issuing bank (AIR NIUGINI), and the country of issuance (PAPUA NEW GUINEA). This information is useful for payment processors, merchants, and fraud prevention systems.