The Bank Identification Number (BIN) 194653 is issued by NIUM'S AIRLINE PAYMENTS (NAP) in UNITED KINGDOM. This is a UATP CREDIT card with NIUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 194653, you can determine: the card network (UATP), whether it's a credit, debit, or prepaid card (CREDIT), the card level (NIUM), the issuing bank (NIUM'S AIRLINE PAYMENTS (NAP)), and the country of issuance (UNITED KINGDOM). This information is useful for payment processors, merchants, and fraud prevention systems.