The Bank Identification Number (BIN) 220196 is issued by JOINT STOCK COMPANY OTP BANK in RUSSIAN FEDERATION. This is a NSPK MIR DEBIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 220196, you can determine: the card network (NSPK MIR), whether it's a credit, debit, or prepaid card (DEBIT), the card level (GOLD), the issuing bank (JOINT STOCK COMPANY OTP BANK), and the country of issuance (RUSSIAN FEDERATION). This information is useful for payment processors, merchants, and fraud prevention systems.