The Bank Identification Number (BIN) 356239 is issued by UNITED OVERSEAS BANK, LTD. in HONG KONG. This is a JCB CREDIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 356239, you can determine: the card network (JCB), whether it's a credit, debit, or prepaid card (CREDIT), the card level (GOLD), the issuing bank (UNITED OVERSEAS BANK, LTD.), and the country of issuance (HONG KONG). This information is useful for payment processors, merchants, and fraud prevention systems.