The Bank Identification Number (BIN) 376652 is issued by BANCO DE GUAYAQUIL in ECUADOR. This is a AMERICAN EXPRESS CREDIT card with PERSONAL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 376652, you can determine: the card network (AMERICAN EXPRESS), whether it's a credit, debit, or prepaid card (CREDIT), the card level (PERSONAL), the issuing bank (BANCO DE GUAYAQUIL), and the country of issuance (ECUADOR). This information is useful for payment processors, merchants, and fraud prevention systems.