The Bank Identification Number (BIN) 400681 is issued by THE CHIBA BANK, LTD in JAPAN. This is a VISA DEBIT card with PROPRIETARY level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 400681, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PROPRIETARY), the issuing bank (THE CHIBA BANK, LTD), and the country of issuance (JAPAN). This information is useful for payment processors, merchants, and fraud prevention systems.