The Bank Identification Number (BIN) 400838 is issued by RAPHAELS BANK in UNITED KINGDOM. This is a VISA DEBIT card with PREPAID ELECTRON level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 400838, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID ELECTRON), the issuing bank (RAPHAELS BANK), and the country of issuance (UNITED KINGDOM). This information is useful for payment processors, merchants, and fraud prevention systems.