The Bank Identification Number (BIN) 400890 is issued by STERLING BANK PLC in NIGERIA. This is a VISA DEBIT card with PLATINUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 400890, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PLATINUM), the issuing bank (STERLING BANK PLC), and the country of issuance (NIGERIA). This information is useful for payment processors, merchants, and fraud prevention systems.