The Bank Identification Number (BIN) 400974 is issued by FIRSTRAND BANK LIMITED in SOUTH AFRICA. This is a VISA DEBIT card with PLATINUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 400974, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PLATINUM), the issuing bank (FIRSTRAND BANK LIMITED), and the country of issuance (SOUTH AFRICA). This information is useful for payment processors, merchants, and fraud prevention systems.