The Bank Identification Number (BIN) 402389 is issued by RAIFFEISEN BANK S.A. in ROMANIA. This is a VISA DEBIT card with BUSINESS ENHANCED level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 402389, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (BUSINESS ENHANCED), the issuing bank (RAIFFEISEN BANK S.A.), and the country of issuance (ROMANIA). This information is useful for payment processors, merchants, and fraud prevention systems.