The Bank Identification Number (BIN) 407931 is issued by FIRST BANK OF UTICA in UNITED STATES. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 407931, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (FIRST BANK OF UTICA), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.