The Bank Identification Number (BIN) 407981 is issued by WISE EUROPE SA/NV in SPAIN. This is a VISA DEBIT card with SIGNATURE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 407981, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (SIGNATURE), the issuing bank (WISE EUROPE SA/NV), and the country of issuance (SPAIN). This information is useful for payment processors, merchants, and fraud prevention systems.