The Bank Identification Number (BIN) 409653 is issued by ATOS BANK A.D. BANJA LUKA in BOSNIA AND HERZEGOVINA. This is a VISA CREDIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 409653, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (CLASSIC), the issuing bank (ATOS BANK A.D. BANJA LUKA), and the country of issuance (BOSNIA AND HERZEGOVINA). This information is useful for payment processors, merchants, and fraud prevention systems.