The Bank Identification Number (BIN) 412639 is issued by BANQUE POUR LE COMMERCE EXTERIEUR LAO in LAO PEOPLE'S DEMOCRATIC REPUBLIC. This is a VISA CREDIT card with PLATINUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 412639, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (PLATINUM), the issuing bank (BANQUE POUR LE COMMERCE EXTERIEUR LAO), and the country of issuance (LAO PEOPLE'S DEMOCRATIC REPUBLIC). This information is useful for payment processors, merchants, and fraud prevention systems.