The Bank Identification Number (BIN) 412978 is issued by BENDIGO AND ADELAIDE BANK, LTD. in AUSTRALIA. This is a VISA CREDIT card with PLATINUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 412978, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (PLATINUM), the issuing bank (BENDIGO AND ADELAIDE BANK, LTD.), and the country of issuance (AUSTRALIA). This information is useful for payment processors, merchants, and fraud prevention systems.