The Bank Identification Number (BIN) 412986 is issued by CITICORP in PUERTO RICO. This is a VISA DEBIT card with PREPAID TRAVEL MONEY level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 412986, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID TRAVEL MONEY), the issuing bank (CITICORP), and the country of issuance (PUERTO RICO). This information is useful for payment processors, merchants, and fraud prevention systems.