The Bank Identification Number (BIN) 413312 is issued by HERITAGE AND PEOPLE'S CHOICE LIMITED in AUSTRALIA. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 413312, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (HERITAGE AND PEOPLE'S CHOICE LIMITED), and the country of issuance (AUSTRALIA). This information is useful for payment processors, merchants, and fraud prevention systems.