The Bank Identification Number (BIN) 416238 is issued by SUMMERLAND FINANCIAL SERVICES LIMITED in AUSTRALIA. This is a VISA CREDIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 416238, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (CLASSIC), the issuing bank (SUMMERLAND FINANCIAL SERVICES LIMITED), and the country of issuance (AUSTRALIA). This information is useful for payment processors, merchants, and fraud prevention systems.