The Bank Identification Number (BIN) 418774 is issued by ALTER BANK LTD. in SAINT LUCIA. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 418774, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (ALTER BANK LTD.), and the country of issuance (SAINT LUCIA). This information is useful for payment processors, merchants, and fraud prevention systems.