The Bank Identification Number (BIN) 419774 is issued by R RAPHAEL & SONS PLC in UNITED KINGDOM. This is a VISA DEBIT card with PREPAID ELECTRON level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 419774, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID ELECTRON), the issuing bank (R RAPHAEL & SONS PLC), and the country of issuance (UNITED KINGDOM). This information is useful for payment processors, merchants, and fraud prevention systems.