The Bank Identification Number (BIN) 421312 is issued by STANDARD CHARTERED BANK in CHINA. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 421312, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (STANDARD CHARTERED BANK), and the country of issuance (CHINA). This information is useful for payment processors, merchants, and fraud prevention systems.