The Bank Identification Number (BIN) 421859 is issued by BSP FINANCIAL GROUP LIMITED in COOK ISLANDS. This is a VISA DEBIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 421859, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (GOLD), the issuing bank (BSP FINANCIAL GROUP LIMITED), and the country of issuance (COOK ISLANDS). This information is useful for payment processors, merchants, and fraud prevention systems.