The Bank Identification Number (BIN) 422068 is issued by TRANSACT PAYMENTS MALTA LIMITED in SPAIN. This is a VISA CREDIT card with COMMERCIAL CHOICE TRAVEL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 422068, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (COMMERCIAL CHOICE TRAVEL), the issuing bank (TRANSACT PAYMENTS MALTA LIMITED), and the country of issuance (SPAIN). This information is useful for payment processors, merchants, and fraud prevention systems.