The Bank Identification Number (BIN) 422495 is issued by (OFAC SANCTIONED) OJSC ROYAL CREDIT BANK in RUSSIAN FEDERATION. This is a VISA DEBIT card with REWARDS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 422495, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (REWARDS), the issuing bank ((OFAC SANCTIONED) OJSC ROYAL CREDIT BANK), and the country of issuance (RUSSIAN FEDERATION). This information is useful for payment processors, merchants, and fraud prevention systems.