The Bank Identification Number (BIN) 427022 is issued by UMB BANK, NATIONAL ASSOCIATION in UNITED STATES. This is a VISA DEBIT card with PREPAID HEALTHCARE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 427022, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID HEALTHCARE), the issuing bank (UMB BANK, NATIONAL ASSOCIATION), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.