The Bank Identification Number (BIN) 427476 is issued by WESTPAC NEW ZEALAND LIMITED in UNITED STATES. This is a VISA DEBIT card with TRADITIONAL REWARDS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 427476, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (TRADITIONAL REWARDS), the issuing bank (WESTPAC NEW ZEALAND LIMITED), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.