The Bank Identification Number (BIN) 428097 is issued by KOTAK MAHINDRA BANK LTD in INDIA. This is a VISA DEBIT card with INFINITE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 428097, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (INFINITE), the issuing bank (KOTAK MAHINDRA BANK LTD), and the country of issuance (INDIA). This information is useful for payment processors, merchants, and fraud prevention systems.