The Bank Identification Number (BIN) 428736 is issued by UNIVERSITY AND STATE EMPLOYEES CREDIT UNION OF SAN DIEGO in UNITED STATES. This is a VISA CREDIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 428736, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (GOLD), the issuing bank (UNIVERSITY AND STATE EMPLOYEES CREDIT UNION OF SAN DIEGO), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.