The Bank Identification Number (BIN) 431254 is issued by OCBC BANK (MALAYSIA) BERHAD in MALAYSIA. This is a VISA DEBIT card with PROPRIETARY ATM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 431254, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PROPRIETARY ATM), the issuing bank (OCBC BANK (MALAYSIA) BERHAD), and the country of issuance (MALAYSIA). This information is useful for payment processors, merchants, and fraud prevention systems.