The Bank Identification Number (BIN) 431262 is issued by IW BANK S.P.A. in ITALY. This is a VISA DEBIT card with PREPAID ELECTRON level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 431262, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID ELECTRON), the issuing bank (IW BANK S.P.A.), and the country of issuance (ITALY). This information is useful for payment processors, merchants, and fraud prevention systems.