The Bank Identification Number (BIN) 431296 is issued by CROSS RIVER BANK in UNITED STATES. This is a VISA CREDIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 431296, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS), the issuing bank (CROSS RIVER BANK), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.