The Bank Identification Number (BIN) 431871 is issued by S-PANKKI OY (S-BANK LIMITED) in FINLAND. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 431871, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (S-PANKKI OY (S-BANK LIMITED)), and the country of issuance (FINLAND). This information is useful for payment processors, merchants, and fraud prevention systems.