The Bank Identification Number (BIN) 438156 is issued by HVB BANK CZECH REPUBLIC, A.S. in CZECH REPUBLIC. This is a VISA CREDIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 438156, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS), the issuing bank (HVB BANK CZECH REPUBLIC, A.S.), and the country of issuance (CZECH REPUBLIC). This information is useful for payment processors, merchants, and fraud prevention systems.