The Bank Identification Number (BIN) 438223 is issued by ANZ BANK, LTD. in COOK ISLANDS. This is a VISA CREDIT card with Unknown level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 438223, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (Unknown), the issuing bank (ANZ BANK, LTD.), and the country of issuance (COOK ISLANDS). This information is useful for payment processors, merchants, and fraud prevention systems.