The Bank Identification Number (BIN) 438651 is issued by UTILITIES EMPLOYEES CREDIT UNION in UNITED STATES. This is a VISA DEBIT card with TRADITIONAL REWARDS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 438651, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (TRADITIONAL REWARDS), the issuing bank (UTILITIES EMPLOYEES CREDIT UNION), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.