The Bank Identification Number (BIN) 439970 is issued by KOTAK MAHINDRA BANK LTD in PANAMA. This is a VISA DEBIT card with SIGNATURE BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 439970, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (SIGNATURE BUSINESS), the issuing bank (KOTAK MAHINDRA BANK LTD), and the country of issuance (PANAMA). This information is useful for payment processors, merchants, and fraud prevention systems.