The Bank Identification Number (BIN) 440278 is issued by PAYNETICS AD in ESTONIA. This is a VISA CREDIT card with BUSINESS ENHANCED level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 440278, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS ENHANCED), the issuing bank (PAYNETICS AD), and the country of issuance (ESTONIA). This information is useful for payment processors, merchants, and fraud prevention systems.