The Bank Identification Number (BIN) 445049 is issued by INTERPAYMENT SERVICES, LTD. in NEW ZEALAND. This is a VISA DEBIT card with PREPAID TRAVEL MONEY level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 445049, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID TRAVEL MONEY), the issuing bank (INTERPAYMENT SERVICES, LTD.), and the country of issuance (NEW ZEALAND). This information is useful for payment processors, merchants, and fraud prevention systems.