The Bank Identification Number (BIN) 445109 is issued by OTP BANK S.A. in MOLDOVA, REPUBLIC OF. This is a VISA DEBIT card with BUSINESS ENHANCED level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 445109, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (BUSINESS ENHANCED), the issuing bank (OTP BANK S.A.), and the country of issuance (MOLDOVA, REPUBLIC OF). This information is useful for payment processors, merchants, and fraud prevention systems.