The Bank Identification Number (BIN) 446462 is issued by SARATOGA NATIONAL BANK AND TRUST in UNITED STATES. This is a VISA DEBIT card with PREPAID level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 446462, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID), the issuing bank (SARATOGA NATIONAL BANK AND TRUST), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.