The Bank Identification Number (BIN) 446973 is issued by POINT WEST CREDIT UNION in URUGUAY. This is a VISA DEBIT card with PREPAID HEALTHCARE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 446973, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID HEALTHCARE), the issuing bank (POINT WEST CREDIT UNION), and the country of issuance (URUGUAY). This information is useful for payment processors, merchants, and fraud prevention systems.