The Bank Identification Number (BIN) 447635 is issued by UNICREDIT BANK CZECH REPUBLIC & SLOVAKIA, A.S. in UNITED STATES. This is a VISA DEBIT card with V PAY level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 447635, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (V PAY), the issuing bank (UNICREDIT BANK CZECH REPUBLIC & SLOVAKIA, A.S.), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.