The Bank Identification Number (BIN) 447728 is issued by UNIVERSAL INVESTMENT BANK AD SKOPJE in UNITED STATES. This is a VISA DEBIT card with SIGNATURE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 447728, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (SIGNATURE), the issuing bank (UNIVERSAL INVESTMENT BANK AD SKOPJE), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.