The Bank Identification Number (BIN) 451709 is issued by XCEL FEDERAL CREDIT UNION in VIET NAM. This is a VISA DEBIT card with TRADITIONAL REWARDS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 451709, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (TRADITIONAL REWARDS), the issuing bank (XCEL FEDERAL CREDIT UNION), and the country of issuance (VIET NAM). This information is useful for payment processors, merchants, and fraud prevention systems.