The Bank Identification Number (BIN) 456445 is issued by NIUM PTY LIMITED in AUSTRALIA. This is a VISA DEBIT card with PREPAID PLATINUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 456445, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID PLATINUM), the issuing bank (NIUM PTY LIMITED), and the country of issuance (AUSTRALIA). This information is useful for payment processors, merchants, and fraud prevention systems.