The Bank Identification Number (BIN) 459868 is issued by ROYAL BANK OF SCOTLAND, N.V. in HONG KONG. This is a VISA CREDIT card with Unknown level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 459868, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (Unknown), the issuing bank (ROYAL BANK OF SCOTLAND, N.V.), and the country of issuance (HONG KONG). This information is useful for payment processors, merchants, and fraud prevention systems.