The Bank Identification Number (BIN) 463197 is issued by BI BANK, S.A. in PANAMA. This is a VISA DEBIT card with SIGNATURE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 463197, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (SIGNATURE), the issuing bank (BI BANK, S.A.), and the country of issuance (PANAMA). This information is useful for payment processors, merchants, and fraud prevention systems.