The Bank Identification Number (BIN) 464976 is issued by HAY LIMITED in AUSTRALIA. This is a VISA DEBIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 464976, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (GOLD), the issuing bank (HAY LIMITED), and the country of issuance (AUSTRALIA). This information is useful for payment processors, merchants, and fraud prevention systems.