The Bank Identification Number (BIN) 467942 is issued by UNIVERSAL MERCHANT BANK LIMITED in GHANA. This is a VISA DEBIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 467942, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (BUSINESS), the issuing bank (UNIVERSAL MERCHANT BANK LIMITED), and the country of issuance (GHANA). This information is useful for payment processors, merchants, and fraud prevention systems.