The Bank Identification Number (BIN) 469396 is issued by EPAY NEW ZEALAND LIMITED in NEW ZEALAND. This is a VISA DEBIT card with PREPAID CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 469396, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID CLASSIC), the issuing bank (EPAY NEW ZEALAND LIMITED), and the country of issuance (NEW ZEALAND). This information is useful for payment processors, merchants, and fraud prevention systems.